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Saturday, October 24, 2009

Can anyone share their opinion on CIGNA health insurance or compare it to BC/BS?


Answer:
I prefer Cigna to BC/BS. I work as a medical biller dealing with insurance companies all day. My experience shows that Cigna offers more in terms of procedures covered, prescription benefits, and availiable providers. BC/BS offers lower premiums, but usually with a high deductible and limited prescription benefits.
I like Cigna better than BC/BS. BC/BS questions more things and you have to call them to make sure they cover routine things like allergy medicines. I was not happy with them.Cigna has been better and their premiums are lower than they were with BC/BS.

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