Blue Cross Network or Kaiser Permanente..which one and Why?

I am about to enroll in my medical benefits and need directions as to what would be the best choice as plans cost the same and there are no major differences in cost nor benefits鈥?I am in California鈥?any feedback would help鈥hank you鈥?!-- Question-to-best answer
Answer:
Any HMO ... run far, run fast. Your wellbeing is their LAST priority. If you're well and only need checkups, they're fine, but as soon as you develop a problem that costs money to fix, suddenly there's red tape and excuses.I had Kaiser Permanente when I was pregnant - I liked the doctor and the staff was pleasant, but my employer dropped them effective 12/31 ... and the baby wasn't due until 1/2. She came on 1/9 and I had to threaten to sue KP to get them to take responsibility for delivery of the baby. I developed an infection as a direct result of the delivery, and they wouldn't even talk to me about treatment. No other doctor would see me because they had nothing to do with my infection, and I was up the creek without a doctor despite paying all those premiums. Can you get into a PPO? At least that way if you lose one insurance, there's a chance that your doctor will also be a participating physician in your new plan.

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I wouldn't get close to Kaiser(dog and cat hospital) if it was free! To them, it's all about money!!

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